A Comparison of Early American Texts essays

A Comparison of Early American Texts essays A Comparison of Early American Texts When the Europeans first came to the Americas in the late 15th - early 16th century, they brought with them a distinctive style of literature that was a complete contrast to the Native Americans who inhabited the land. The Europeans system of literature was based on writing, which was a technique unheard of by the Native Americans, whose system of literature was based on oral traditions since they did not use alphabetic writing. Despite this variance in styles, both European and Native American literature constructs a definite description of an authors personality. I plan to present how the texts of Christopher Columbus, Bartolome de Las Casas, Felipe Guaman Poma de Ayala, and Garcilaso de La Vega reveal a distinctive personality in each of these authors and the significance of this presentation. Christopher Columbus presents himself as a compassionate, magnanimous and dutiful voyager in the texts contributed. Christopher Columbus texts seem to exhibit the author as an adherent to his Highnesses, King Ferdinand and Queen Isabella of Spain. Throughout these texts Columbus repeatedly declares of his actions as restrictively for the favor of his king and queen. For example, in the passage The people of the new world greet Columbus, Columbus states, ...when Your Highnesses so command, they [the seven slaves] can all be carried off to Castile...since with fifty men they would be all kept in subjection and forced to whatever may be wished. Another example is in the passage Columbus describes the people of the New World, in which Columbus proclaims, Our Lord willing, at the time of my departure I will bring back six of them [Native Americans] to Your Highnesses, that they may learn to talk. These two examples depicts Columbus simply as a vassal to his authoritative figures, of ten even more so than to God. Bar...

U.S. Imperialism.

U.S. Imperialism. Since the beginning of this country, the United States has always been an imperialist nation. Imperialism is the domination over an undeveloped country socially, politically, and economically. Imperialism affected many countries; for example, China, Africa, and South America were all affected by imperialism. Causes of imperialism are for mostly military and economic reasons. Many nations wanted to expand their territory, their army, and develop a more successful trade with no limitation. Imperialism began in the late nineteenth and early twentieth centuries, due to economic, political, and social forces including the Industrial Revolution, trade, and military conditions.One cause of the Imperialism according to economic, political, and social forces was the Industrial Revolution. The Industrial Revolution was a major turning point in world history as it resulted in a complete change in society. During the Industrial Revolution, while other countries had only come up with labor-saving machines, America came up with labor-replacing machines.Created by the previous uploader using a popular O...This was huge because America was able to make their products more rapidly and efficiently. Other countries say this and began to do the same. Effects of the Industrial Revolutions were very large accomplishments, and influenced many other cultures both positively and negatively.The United States' military also influenced other countries. Our military strength was what allowed us to control and take over other countries. Some countries even wanted us to just be there just incase they needed military backup. When America declared war on Spain, it was for Cuba. America felt that the U.S. was more powerful than Spain, and could rule Cuba in a better way. Other countries began to think that they needed more military strength in order to rise above America.The U.S.' politically dominated other countries during the late 19th century. The U.S. was so far ahead of other countries in their...

Global prespective Essay Example | Topics and Well Written Essays - 1750 words

Global prespective - Essay Example The country observes a blend of common and Sharia laws, but the latter are only applied in family law and punishment of various grave crimes. The country has been described as one of the most stable Middle Eastern economies with a relatively good security situation. Since the Gulf War in which the country was involved, Qatar has been a peaceful haven for business activities in the area. The government plays a huge role in the determination of what businesses should or should not run. The government has in recent times executed heavy censorship in the liquor and food businesses to the point of being authoritarian where different liquor businesses have been closed and no explanation offered for the same. Other businesses have, however, been running independently. The country has good bilateral relationships with the United States and there are many US companies operating in the area, hence it will be easy to establish our operations. American workers and companies face a little discrim ination in the country as the country's leadership attempts to maintain a pious image elsewhere while projecting the West as corrupt. There are, however, no incidences of extreme fundamentalism. Economic Systems and Situation Qatar's economy is hugely oil-based. The country has huge oil reserves that are estimated to continue at least for another century. The country has attempted to diversify from petroleum although it still accounts for more than 50% of the country's Gross Domestic Product. The country embraces the ideals of free trade with limitation to business enterprises that have a connection with the Sharia law. The country has an effective tertiary industry with easily accessible banking and insurance services. The Qatar financial center affords financial institutions globally competitive services, capital support and interest free loans (â€Å"World's Richest Countries†). The country has a cheap and efficient road transport owing to the low prices of petroleum and a word-class road network. Communication is as well developed with good Internet and telephone coverage. The country has a good number of local and international media stations. Labor Laws The government prohibits labor unions and industrial strikes. There are also unfair working relations where migrant workers are paid less than citizens for the same job qualification. This has led to issues that affect companies in the region negatively as they follow payment schemes in the same way that the government does. Purchasing Power Qatar is the richest country in the world in terms of GDP per capita. The business magazine Forbes ranked Qatar 1st in 2010 GDP per Capita in 2010 and reported that the country recorded 19 per cent economical growth, which was the highest in the year in the world. Increase in exports of liquefied oil, natural gas, petrochemicals, and diversification of products in related industries are credited for this. In terms of human development, Qatar is the second-highe st in the Middle East and North Africa region, only second to the U.A.E. In 2009, United States made its fifth-largest export in the Middle East in Qatar, surpassing earlier more favorite export markets such as the U.A.E., Saudi Arabia, Israel, and Egypt (â€Å"World's Richest Countries†). Cocona Fabrics, established in the late 2005, has come up with fast-drying fabrics that effectively protect against ultraviolet rays and manage sweat and other

The Health Care Industry in the Business World Essay

The Health Care Industry in the Business World - Essay Example This essay stresses that NHS is a company that has to improve its communication and intergration of accounting techniques and procedures to improve their level of understanding of how different variables can affect the financial bottom line of a company and how these techniques are able to measure precisely the performance of a company in different operational areas. A conglomarate health care organization which has many units performing different and similar type services has to receice support from all business departments to produce information that enables a company to support the decision making process of the company which is perform by the executive managerial staff of NHS. This paper makes a conclusion that it is difficult for a company to succedd if teamwork and productive synergies are not developed about the varios business units and operation departmetn of a company. Providing supporting services is the responsibility of professionals who work as business adminitrators. Within an organization one of the most influenctial deparments that prepares information regarding the economic activity in a company is the accounting staff. There are many techniques that manipulate information to convert raw data into valuable business reports and information that provides a compilation of the internal financial behavior of an organization as well as other information regarding the industry in which a company operates.

How a Person Should Be Essay Example | Topics and Well Written Essays - 1250 words

How a Person Should Be - Essay Example The perception of our parents and often those of moral philosophers are shaped by the religion that they follow. Muslim parents would raise their parents in the Islamic way while Jewish parents would want their children to uphold the Jewish ideals. Even if people around us reject religion, they follow a certain moral philosopher or leader to define how a person should be raised.When I take into consideration all these views, I am often overwhelmed by these ideals. During my high school days, this overwhelming feeling often crowded out my thoughts. I was unable to decide who to follow. Incidentally both of my parents had different views about what kind of a person I should be. Since I loved my parents and other people around me who wanted to define the ideal for me, I was unable to decide how to become the ideal person for everyone. The question was how could I satisfy the ideal me for everyone around me?This question developed a rebellious streak in me and I believe this happens to m any people today. When this happens, children often begin to do completely the opposite of what is expected of them. If their parents want them to excel in studies, they go out of the way to flunk in their subjects. Though, my case never went this bad, I was able to reconcile the ideals of the different people surrounding me. I was able to do this because of one of my teachers who sat down with me and explained that every one of the people who have expectations with me wants me to be a better person. They love me and feel responsible for me. In such cases, the better person conforms to their own perception of the ideal person. When I was given this assignment, I recalled these incidences and felt that this assignment would help me understand this concept further. To further understand what people expect from other, I met with different kinds of people including my own parents to understand their ideals of what a person should be like. In this paper, I will present the main points of these differing people by discussing their own opinions and views. I will begin with my father. My father is a liberal person. He does not strongly believe in any religion. He would rather advocate the benefits of science and technology rather than religion. Therefore, it is not surprising that he wants me to excel in life and attain the most of life. He wants me to get the best education and get into the field of technology; since according to him, it is the most rewarding field nowadays. He has always indulged in my interests of computers and all other things technology related. He wants me to attend the best university. All of my life, my father expected me to excel in studies. He kept a check on my academic performance and was quick to reprimand in case I did not do so well. It was probably these high expectations from my father that forced me to rebel during my high school days. However, it was my mother, who prevented me from going over the edge. She became a source of strength for me. My mother, in all of this, loved me

Technical Report On Cell Phone Jammers

Technical Report On Cell Phone Jammers Cell phone jammer is device used to prevent cellular phones from receiving signal from base station. They can be used anywhere but mostly used where phone call would be disruptive. Cell phones are very useful because we are able to contact anyone at anytime but sometimes it become nuisance. Some cell phone users dont know when to stop talking. Jammers are used at classrooms, temples, churches where silence is required. It creates a temporary dead zone to all cell phone traffic in their air system. How a Cell Phone Jammer works Disrupting a cell phone is the same as jamming any other type of radio communication. A cell phone works by communicating with its service network through a cell tower or base station. Cell towers divide a city into small areas. As a cell-phone user drives down the street, the signal is handed from tower to tower. Jamming device transmits on the same radio frequencies as the cell phone, disrupting the communication between the phone and the cell-phone base station in the tower. Its a called a denial-of-service attack. The jammer denies service of the radio spectrum to the cell-phone users within range of the jamming device. Cell phone Jamming Device Jamming devices overpower the cell phone by transmitting a signal on the same frequency and at a high enough power that the two signals collide and cancel each other out. Cell phones are designed to add power if they experience low-level interference, so the jammer must recognize and match the power increase from the phone. Cell phones are full-duplex devices, which mean they use two separate frequencies, one for talking and one for listening simultaneously. Some jammers block only one of the frequencies used by cell phones, which has the effect of blocking both. The phone is tricked into thinking there is no service because it can receive only one of the frequencies. Less complex devices block only one group of frequencies, while sophisticated jammers can block several types of networks at once to head off dual-mode or tri-mode phones that automatically switch among different network types to find an open signal. Some of the high-end devices block all frequencies at once, and others can be tuned to specific frequencies. To jam a cell phone, you need a device that broadcasts on the correct frequencies. Although different cellular systems process signals differently, all cell-phone networks use radio signals that can be interrupted. GSM, used in digital cellular and PCS-based systems, operates in the 900-MHz and 1800-MHz bands in Europe and Asia and in the 1900-MHz band in the United States. Jammers can broadcast on any frequency and are effective against AMPS, CDMA, TDMA, GSM, PCS, DCS, iDEN and Nextel systems. Old-fashioned analog cell phones and todays digital devices are equally susceptible to jamming. The range of the jammer depends on its power and the local environment, which may include hills or walls of a building that block the jamming signal. Low-powered jammers block calls in a range of about 30 feet (9 m). Higher-powered units create a cell-free zone as large as a football field. Units used by law enforcement can shut down service up to 1 mile (1.6 km) from the device. Inside Cell phone Jammers Cell-phone jammers are very basic devices. It just has an on/off switch and a light that indicates its on. More complex devices have switches to activate jamming at different frequencies. Components of a jammer: Antenna Every jamming device has an antenna to send the signal. Some are contained within an electrical cabinet. On stronger devices, antennas are external to provide longer range and may be tuned for individual frequencies. Circuitry: The main electronic components of a jammer are: Voltage-controlled oscillator Generates the radio signal that will interfere with the cell phone signal Tuning circuit Controls the frequency at which the jammer broadcasts its signal by sending a particular voltage to the oscillator Noise generator Produces random electronic output in a specified frequency range to jam the cell-phone network signal (part of the tuning circuit) RF amplification (gain stage) Boosts the power of the radio frequency output to high enough levels to jam a signal Power supply Smaller jamming devices are battery operated. Some look like cell phone and use cell-phone batteries. Stronger devices can be plugged into a standard outlet or wired into a vehicles electrical system. Cell phone Jammer Applications Cell phone jamming devices were originally developed for law enforcement and the military to interrupt communications by criminals and terrorists. The bombs that blew up commuter trains in Spain in March 2004, as well as blasts in Bali in October 2002 and Jakarta in August 2003, all relied on cell phones to trigger explosives. It has been widely reported that a cell-phone jammer thwarted an assassination attempt on Pakistani President Musharraf in December 2003. When President Bush visited London in November 2004, it was reported that British police considered using jammers to protect the presidents motorcade through London. During a hostage situation, police can control when and where a captor can make a phone call. Police can block phone calls during a drug raid so suspects cant communicate outside the area. Cell-phone jammers can be used in areas where radio transmissions are dangerous, (areas with a potentially explosive atmosphere), such as chemical storage facilities or grain elevators. Corporations use jammers to stop corporate espionage by blocking voice transmissions and photo transmissions from camera phones. There are rumors that hotel chains install jammers to block guests cell-phone usage and force them to use in-room phones at high rates. Cell Phone Jamming Legal Issues In the United States, United Kingdom, Australia and many other countries, blocking cell-phone services is against the law. In the United States, cell-phone jamming is covered under the Communications Act of 1934, which prohibits people from willfully or maliciously interfering with the radio communications of any station licensed or authorized to operate. In fact, the manufacture, importation, sale or offer for sale, including advertising, of devices designed to block or jam wireless transmissions is prohibited as well. Jamming is seen as property theft, because a private company has purchased the rights to the radio spectrum, and jamming the spectrum is akin to stealing the property the company has purchased. The Federal Communications Commission is charged with enforcing jamming laws. However, the agency has not yet prosecuted anyone for cell-phone jamming. In most countries, it is illegal for private citizens to jam cell-phone transmission, but some countries are allowing businesses and government organizations to install jammers in areas where cell-phone use is seen as a public nuisance. Armenia: legal [citation needed] Australia: illegal to operate, supply or possess Belgium: illegal to sell, possess and operate (licensed part of the spectrum). Canada: illegal, except by federal law-enforcement agencies who have obtained approval Peoples Republic of China: Used by the Education government department as a method of thwarting cheating in schools. During major end of year exams, mobile phone jammers are used in areas surrounding high schools to prevent students inside from receiving calls or text messages, which may be used for illicit purposes. In some municipalities however, rather than the use of jammers, mobile signal towers close to schools are temporarily shut down for the duration of the week as exams are in progress. Czech Republic: illegal. Denmark: illegal. Finland: illegal. France: France legalized cell-phone jammers in (movie) theaters and other places with performances in 2004.Abandoned due to complaints regarding emergency calls. Still legally used inside jails. Germany: illegal, but installation in jails has been proposed. India: Government, Religious Places, Prisons and Educational Institution use jammers. Iran: illegal to operate for civilians but allowed for police forces and military. It is however legal to own such units, which can be bought in electronic markets without a license. In most jails, libraries and university classrooms such jammers are already in use. In the 2009-2010 Iranian election protests, police forces used cell phone and Bluetooth jammers. Ireland: illegal to operate. Legally used inside prisons by the Irish Prison Service. Italy: technically not illegal to own, but illegal to operate, since the Italian law specifically prohibits disturbing radio and telephoning communications. GSM jammers are however legal to be used in places like hospitals, churches, movie theatres and other places with performances, and other buildings where and when the use of mobile telephones may result in a leak of sensitive information: on such occasions, jammers are legal as long as their operation doesnt interfere with electronic medical equipment and allows mobile phones to make emergency calls. Tri-Band Jammers are reserved to, and in use with, the police forces and are being experimented in prisons. Japan: Illegal to use, but legal to own. Buying of mobile short range versions is allowed. Use of fixed high output jammers with long range is illegal, with fines of up to max $250,000USD and/or 5 years in prison. Mexico: legal inside jails, often used also in churches and hospitals. New Zealand: legal inside jails. Norway: illegal to own and operate. The police and the military can use jammers in situations in which it is necessary. Pakistan: legal inside banks, often used also in libraries. Switzerland: illegal. Turkey: illegal. Only the police and the military use jammers. Ukraine: legal, planned to be used in schools United Kingdom: illegal to use, but legal to own. Installation in jails has been proposed United States: Cell phone blocking devices are used by federal officials under certain circumstances. Privacy rights of property owners may affect the policy and application of law within buildings. The FCC may issue a permit that waivers the law for private use. Alternatives to Cell Phone Jamming While the law clearly prohibits using a device to actively disrupt a cell-phone signal, there are no rules against passive cell-phone blocking. That means using things like wallpaper or building materials embedded with metal fragments to prevent cell-phone signals from reaching inside or outside the room. Some buildings have designs that block radio signals by accident due to thick concrete walls or a steel skeleton. Companies are working on devices that control a cell phone but do not jam the signal. One device sends incoming calls to voicemail and blocks outgoing calls. The argument is that the phone still works, so it is technically not being jammed. It is a legal gray area that has not been ruled on by the FCC as of April 2005. Cell-phone alerts are available that indicate the presence of a cell-phone signal. These have been used in hospitals where cell-phone signals could interfere with sensitive medical equipment. When a signal is detected, users are asked to turn off their phones. Cell-phone users dont know theyre being jammed. The phones just indicate that theres no service or no signal from the network. The jammer simply interrupts the phones ability to establish a link with the nearest cell-phone tower. If the battery on your phone is okay, and youd like to continue your conversation, try walking away from the area. You may be able to get out of the jammers range with just a few steps. Every technology has good aspect as well as bad aspect the important thing is, how we are using it. There are some bad aspects of mobile Jammers like: Jamming blocks all calls in the area, not just the annoying ones. Jamming a signal could block the call of a babysitter frantically trying to contact a parent or someone trying to call for an ambulance. Cell Phone Jammers are very useful to society from the antisocial elements. We can save our national leaders. We can restrict the communication network between the anti social elements. Cell phone Jammers prevent the students from carrying cell phones to the college.

Jane Addams and Hull House Essay -- Jane Addams, Hull House

Jane Addams and Hull House   Ã‚  Ã‚  Ã‚  Ã‚  Born in Cederville, Illinois, on September 6, 1860, Jane Addams founded the world famous social settlement of Hull House. From Hull House, where she lived and worked from it’s start in 1889 to her death in 1935, Jane Addams built her reputation as the country’s most prominent women through her writings, settlement work and international efforts for world peace. In 1931, she became the first women to win the Nobel Peace Prize.   Ã‚  Ã‚  Ã‚  Ã‚  Addams, whose father was an Illinois state senator and friend of Abraham Lincoln, graduated in 1881 from Rockford College (then called Rockford Women’s Seminary). She returned the following year to receive one of the school’s first bachelor’s degrees. With limited career opportunities for women, she began searching for ways to help others and solve the country’s growing social problems. In 1888, Addams and her college friend, Ellen Gates Starr, visited Toynbee Hall, the two women observed college-educated Englishmen â€Å"settling† in desperately poor East London slum where they helped the people. This gave her the idea for Hull House. In the years from 1860 through 1890, the prospect of a better life attracted nearly ten million immigrants who settled in cities around the United States. The growing number of industries produced demands for thousands of new workers and immigrants were seeking more economic opportunities. Most immigrants settled near each other’s own nationality and/or original village when in America. They could speak their own language and act as if they were in their own country. Within these neighborhoods, immigrants suffered crowded conditions. These were often called slums, yet they became ghettos when laws, prejudice and community pressure prevented inhabitants from renting elsewhere. Health conditions were terrible in these districts. Typhoid fever, smallpox and diphtheria were some of the diseases that ravaged the slums. Many children suffered from juvenile diseases such as whooping cough, measles and scarlet fever. The infant morality rate was very high. Along with immigrants, blacks suffered greatly as well. Immigrants couldn’t afford better housing, but blacks were trapped in segregated areas. Blacks were driven out of skilled trades and were excluded from many factories. Racist’s whites used high rents and there was enormous pressure to exclude blacks from area... ... obtains wherever educated young people are seeking an outlet for that sentiment of universal brotherhood which the best spirit of our times is forcing from an emotion into a motive†.(Women’s History,2) The Creation of Hull House allowed for a closer and more understanding relationship between the settlement workers themselves and the immigrants and the poor. Jane knew as a little child that she wanted to help the poor and she recalls an incident early in her life of seeing a homeless man on the street. She asked her father why that was, and he replied that that was just the way things were. From that day forward, Jane knew that something had to be done. She was an amazing women and loved being able to help the less fortunate. Works Cited Addams, Jane, Twenty Years at Hull House, New York, Macmillan, 1910. Women’s History website #1. Women of Hull House   Ã‚  Ã‚  Ã‚  Ã‚  . Women’s History Website #2. Jane Addams-Bibliographies.   Ã‚  Ã‚  Ã‚  Ã‚  . Women’s History Website #3. Jane Addams-Education.   Ã‚  Ã‚  Ã‚  Ã‚  womenshistory.about.com/cs/addamseducation/index.htm>.

The Evolution and Potential Eradication of Cyber-crime in the Nigerian Banking Industry, using GTB as a case study.

Background to Project Over the years, the use of information communication technology has had a dramatic impact on almost all areas of human operation including, in particular, the banking and finance sector. To a certain extent, ICT can be seen to have simplified many of the business processes; however, it has also created a new breed of criminal activity, many aspects of which are aimed at the banking sector, for example, credit card fraud, identity theft and ATM fraud, as well as other related information technology issues (Singhal & Padhmanabhan, (2008). The proliferation of e-banking has offered opportunities in countries such as Nigeria to become much more global in its operation and yet it has also opened up the jurisdiction to a broad range of cyber-crimes, which will be the focus of the analysis in this research. E-banking is not limited to the more developed countries and, arguably, can be seen to transcend many of the jurisdictional borders, with countries which are developing, such as Nigeria, being able to trade internationally in a way that was not possible, previously. However, this opportunity also presents challenges, particularly when it comes to establishing systems that will prevent or limit cyber-crime. Problem Specification E-banking in Nigeria is still largely seen to be in its infancy, with the majority of banks using information technology as a means of providing information, rather than creating an interactive banking arrangement (Howard et al 2008). To a certain extent, it could be argued that this relatively low level of take-up for e-banking in Nigeria may be attributed to the insecurity and the failure of the technology to keep pace with the needs of the public, if they are to fully engage with internet banking and all its ramifications (Chiemeke, Evwiekpaefe, & Chete, 2006). Crime and corruption within the banking sectors have created a particular concern for businesses across Nigeria, which indicates that dealing with the area of cyber-crime is critically important and needs to be tackled, if Nigeria is to be able to develop as a strong international economic jurisdiction capable of attracting investment and stability. Research Aims and Objectives The overall aim of this research is to look at the evolution of cyber-crime in Nigeria and to explore ways in which it can potentially be managed, or even eradicated. In order to achieve this over-riding aim, several smaller research objectives have been identified. Firstly, it is necessary to gain an historical understanding of the Nigerian banking industry and to ascertain the ways in which the industry has operated, prior to the use of information technology, and how information technology has impacted upon the banking sector, to date. Secondly, an analysis of the current cyber-crime control processes will be undertaken, looking at a range of different banks and how they look towards managing and controlling cyber-crime (Computer Crime Research Center 2009). The research will then move on to compare banks in other regions, such as the United Kingdom and the United States, with a view to establishing whether there are additional ways in which cyber-crime could be managed more efficiently, by looking at the various different means whereby cyber-crime is managed in these other jurisdictions. The findings can then be looked at in the context of the problems being faced in Nigeria, and potential options explored. A specific case study of GTB will be used, in order to explore the issues raised above, before ultimately suggesting how the Nigerian banking sector can improve its position and reduce the level of cyber-crime, to such an extent that it is likely to improve the stability and trust within the banking sector. GTB in particular has been the subject of much discussion due to several high profile fraudulent activities that have raised the issue of managing cybercrime in Nigeria (Shittu, 2010). Offering this guidance is a critical element of the research as it will offer guidance on how to manage the difficulties being raised by the Nigerian banking industry. Research Methodology The research approach will be inductive in nature in that it will look at a wide variety of ideas and observations with the view to ultimately establishing a theory and a framework that can be relied upon to develop the future of the Nigerian banking industry. In order to achieve this, both quantitative and qualitative analysis will be undertaken. However, this will primarily involve looking at the data associated with cyber-crime, in the region, as part of the secondary research and then going on to undertake a case study, to improve the understanding of where the data has originated from, and in order to bridge between the theory and practical reality of cyber-crime, in the region. Resources Resources will primarily be derived from journals and reports dealing with the area of cyber-crime, in Nigeria, although it will also be necessary to undertake primary research with the employees of the case study bank, i.e. GTB. Suggested references to be used as a starting point are listed at the end of the proposal. Constraints Potential issues may emerge when it comes to collecting accurate data, as issues related to cyber-crime rates can be commercially sensitive, thus making it harder to ensure that the data and the subsequent analysis are accurate. It is also necessary to recognise that issues relating to cyber-crime are likely to change, very rapidly, making the research quite time-specific, in terms of its value. Gaining detailed primary research by interviewing employees may also present a problem, as employees are unlikely to be prepared to speak openly, for fear of any comeback from their employer. Projected Schedule The research will take place over one academic year, which actually spans a total of nine months. It is anticipated that monitoring the case study bank will take the longest period of time and therefore this is central to the timing and is recognised as such in the chart below. M1M2M3M4M5M6M7M8M9 Background Research Literature Review Case Study Analysis and Write-up Proofread and Presentation References Adeloye LA (2008). E-banking as new frontiers for banks. Sunday Punch, September 14, P. 25. Chiemeke, S. C., Evwiekpaefe, A. and Chete, F.(2006) The Adoption of Internet Banking in Nigeria: An Empirical Investigation, Journal of Internet Banking and Commerce, Vol. 11, No.3, Computer Crime Research Center 2009. Preventive Measures for ATM frauds. http://www.crimeresearch.org/articles/preventive measures-ATMFraud, Howard, R., Thomas, R., Burstein, J., & Bradescu, R. (2008). Cyber Fraud Trends and Mitigation, 9–24. Litan, A. (2004). Phising attack victims likely targets for identity theft. Available: http://www.gartner.com/DisplayDocument?doc_cd=120804 Longe, O.B.& Chiemeke, S.C. (2008): Cybercrime and Criminality in Nigeria- What roles are internet Access Points in Playing. European Journal of Social Sciences, Volume 6 No 4 Ogunsemor AO (1992.) Banking services: The emergence and impact of electronic banking. The Nigerian Banker, January – March, 1992. Omankhanlen O. (2009). ATM fraud rises: Nigerians groan in Nigeria. Daily News, Sunday, June 21, pp.8-10. Shittu, O., Submitted, P., The, T. O., Of, F., Akintola, L., State, O. Y. O., Fulfilment, I. N. P., et al. (2010). The Impact of Electronic Banking in Nigeria Banking System (Critical Appraisal Of Unity Bank Plc ), 1–62. Singhal, D., & Padhmanabhan, V. (2008). A Study on Customer Perception Towards Internet Banking : Identifying Major Contributing Factors, 5(1), pp. 101–111.

How International Differences in the Ownership and Financing Essay

Explain how international differences in the ownership and financing of companies could lead to differences in financial reporting. There are major international differences in accounting practices whereby different companies in a country may use different accounting systems. This differences between companies mainly influenced by a company’s country, size, sector or number of stock exchange listings. It is very significant that banks are the capital provider for small family-owned business in Germany, France and Italy. However, in the United States and the United Kingdom there are large numbers of companies that rely on millions of private shareholders for finance. There are three type of financial system has been formalized by Zysman which are capital market system, credit-based government systems and credit-based financial institution systems. These types could be simplified further to ‘equity’ and ‘credit’. In United States and United Kingdom, companies are finance by investors rather than by individual shareholders. So, in these countries with a widespread ownership of companies by shareholders who do not have access to internal information, there will be a pressure for disclosure, audit and fair information. Thus, this will lead to a different financial reporting. On the other hand, in ‘credit’ countries, few of the listed companies are dominated by bankers, governments or founding families. In Germany, important owners of companies as well as providers of debt finance are the banks. Besides that, listed companies in continental European countries are also dominated by banks, governments or families where the information published is not so detail. Hence, this can automatically lead to differences in financial reporting. In addition to that, most continental European countries and in Japan, the external financial reporting has been created for the purpose of protecting creditors and for governments due to the lack of ‘outsider’ shareholders. So, due to the greater important creditors in these countries, it leads to more conservative accounting. This is because creditors want their money back if companies suffer losses or damages, whereas shareholders may be interested in an unbiased estimate of future prospects. Hence, this could lead to some differences in financial reporting.

Hereditary determination of sex essays

Hereditary determination of sex essays Primary sex determination- Concerns the determination of the gonads. In mammals, determination strictly chromosomal; not influenced by the environment. Most cases- female = XX; male= XY Every individual organism has atleast one X Chromosome. Since the female has 2 X chromosomes, each of her eggs posses one X chromosome. The male posses an X and a Y, so therefore the male can produce 2 kinds of sperm, one with an X chromosome and one with a Y chromosome. If an offspring receives an X and a Y, then it TheY chromosome carries a gene that encodes a testis determining factor. If a person had an innumerable number of x chromosomes and one y chromosome, they would be male. If a person is born with only a single x chromosome and no second x or y, then they develop as a female, but are infertile.(not able to More Primary Sex Determination- In the is absence of the Y chromosome , the primordial gonad body develops into ovaries. the ovary then produces the estrogenic hormones, which contains estrogen and other such hormones, enabling the development of the Mullerian duct into the uterus, fallopian tubes, and upper end of the vagina. In the presence of Y chromosome, the testes form. The testes secrete two major enzymes. The first hormone, AMH(anti-Mulllerian duct hormone), destroys to Mullerian duct. The second, testosterone, stimulates the masculinization of the fetus. During this process the penis, scrotum, and other male anatomical structures form. The development of the primordial breast is inhibited. The body, therefore, has the female phenotype unless it is altered by two hormones created in the fetal testes. The development of gonads is the only fetal organ development process that has the chance of developing into more than one organ (under normal circumstances and barring mutations). The primordial gonad ca ...

Financial System in China Essay Example | Topics and Well Written Essays - 2500 words

Financial System in China - Essay Example The financial markets and banking system in China is indeed a vast topic and will be quiet different from developed, developing, transitional and emerging countries. The focus will be on the role of financial institutions as intermediaries for their users, which includes investors, firms and government - and not to try to construct a detailed description of the contracts and operations in which they engage and the legislation in place. China's current financial system is dominated by a big banking sector that is quite inefficient. In order to reform the Chinese financial system sooner, there has to be a drastic reduction in the number of non-performing loans amongst the major banks to a normal level. This is a vital objective for the success of any reformation. Although the growth of the stock market in China has been rapid, its role of allocation of resources has been ineffective and limited in the country's economy. Further development of China's financial markets happens to be the most important long-term object. For sustainable stable economic growth, China should strive to halt or prevent any damaging financial crises, as well as a banking sector crisis, a "twin crisis" in the currency market and banking sector and a stock market or real estate crash. THE RELATIONSHIP BETWEEN THE FINANCIAL AND CORPORATE SECTORS OF THE CHINESE ECONOMY In the financial market sector, speculation and insider information has characterized the Chinese Financial markets and has not been very successful in the effective allocation of resources as the banking sector. The Shanghai Stock Exchange (SHSE hereafter) and Shenzhen Stock Exchange (SZSE hereafter) all established in 1990, are China's two main financial markets, and have been growing at a tremendous rate. But they have not been working a rate that can bring in some improvements in the Chinese financial market sector. Is all due to encumbrances and poor regulation that characterizes the regulatory environment particularly in the corporate and trading laws, the legal protection of investors, and as well as institutions that are responsible for the governing of enforcement of contracts have all been poorly developed.The poor and ineffective functioning of these markets is also linked to the fact that a reasonable amount of large blocks of shares are held by various government entiti es in listed companies (including state-owned banks). To greatly improve the functioning of the financial market, there should be a planned reduction of these government owned entities, and that is achievable by selling them off slowly over time. Lack of trained professionals has plagued market such as investment bankers, (business) lawyers and accountants. There is lack of incentive to effectively motivate financial intermediaries who should act as institutional investors for the smooth and efficient running of the market. They are just totally unavailable especially when one considers the role they play in improving the efficiency of the markets and strengthening the corporate governance of

Examples of attributes Essay Example | Topics and Well Written Essays - 500 words

Examples of attributes - Essay Example rmacist aunt in Jordan and has been reinforced by my experiences during the period I volunteered to work in the Emergency Room of the Methodist Hospital, which opportunely happened to be just across the corridor from the Pharmacy. I grabbed any opportunity which presented itself to observe the pharmacists and their interaction with the patients and even went so far as to convince one of the pharmacists to let me ‘shadow’ her for a couple of days! Believe me, the more I saw, the more I liked what I saw of pharmacy! Belonging to a family of doctors and pharmacists does go a long way towards stimulating intellectual curiosity. My earliest memories of family life are filled with hazy recollections of animated discussions and even heated debates centered round medical ethics, drug research and exciting laboratory breakthroughs. Of course, as a child, I hardly grasped the issues involved and most of it was just lively chatter to me. However, the seeds were sown for my growing curiosity to learn more about these subjects which could evoke such passionate responses from my family. This intellectual stimulation has steered me towards the conviction that pharmacy is the path I want to pursue in life. My growing fascination with the world of drugs has been unequivocally reinforced over the years as I gained the relevant academic knowledge. I think that drugs are the miracle workers of medical science. I never cease to marvel at the fact that it is miniscule quantities of chemical substances that are actually responsible for the working of the human brain and contribute to everything from physiological well-being to states of mind! This a major part of the reason why I enjoy being a student instructor in Chemistry. Wanting to further explore this world, I decided to work at a National Home Care Institute as an Oasis. As a part of this service, I entered the nurses’ notes and records of medication into the computer and reviewed the accuracy of the medication and the